Your Purpose. Our Passion.

Wealth Management

This is our most comprehensive engagement. Wealth Management is the union of ongoing Financial Planning and Investment Management, coordinated with your other outside advisers. Working as your financial “coach”, we oversee the multidimensional aspects of your family’s financial affairs.

The Wealth Management engagement requires that we have custody of and provide Investment Management for a minimum of $1,000,000 of investable assets. There is a separate, ongoing fee for our Wealth Management Engagement, which is in addition to the fees charged for Investment Management.

Through our WealthMAP® process we integrate all aspects of your financial life into a single, coordinated plan. Working together with your CPA, Attorney, Personal Banker, Insurance Agent, and other professionals, we deliver comprehensive, holistic guidance consistent with your values, vision, and legacy. All of the following services are included in the Wealth Management Engagement through Commonwealth’s Preferred Portfolio Services (PPS) Consulting program:

  • Ongoing consultation and recommendations for cash flow strategies.
  • Implementation and coordination of cash management account
  • Strategies, including savings, emergency fund, and liquid reserves.
  • Semi-annual in-person reviews and progress updates.
  • Recommendations regarding investment options available in your company sponsored retirement plan (e.g. 401k plan).
  • Consultation on investments you hold, or are considering, that are not under our discretionary management.
  • Review and recommendations of your property and casualty coverage.
  • Review and recommendations of your personal and investment mortgages, debt refinancing, and loan alternatives.
  • Consultation regarding your legacy and estate planning issues.
  • Consultation regarding strategies for philanthropic and multigenerational planning.
  • Consultation regarding insurance, tax, investment, estate, and retirement planning strategies with other professionals that serve you.
  • Secure web-based access to your custom financial plan.
  • A secure web-based document vault providing secure storage of important confidential documents and records (e.g., wills and trusts, tax records, investment policies, insurance records).
  • As needed consultations regarding other financial matters.